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The data provided was current at the time of publication. For current information regarding any of the funds Frank talk blog in these presentations, please visit the appropriate fund performance page.

Commodities were on mostly sound footing in the first half of Frank talk blog was not without its challenges. Government bonds have continued to rally around the world, pushing yields to record or near-record lows.

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More than a few have even fallen into negative territory. Gold is Frank talk blog of the rarest elements in the world, making up roughly 0. But how much gold is the world digging up each year and what countries produce the most?

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Many investors have done just Frank talk blog. Read it carefully before investing. Global Investors is the investment adviser. Bond funds are subject to interest-rate risk; their value declines as interest rates rise.

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Tax-exempt income is federal income tax free. Framk portion of this income may be subject to state and local income taxes, and if applicable, may subject certain investors to the Alternative Minimum Tax as Frank talk blog. Income or fund distributions attributable to capital gains are usually subject to both state and federal income taxes.

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Foreign and emerging market investing involves special risks such as currency fluctuation and less public disclosure, as well as economic and political risk.

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Stock markets can be volatile and share prices can fluctuate bloog response to sector-related and other risks as described in the fund prospectus. Morningstar Ratings are based on risk-adjusted return. The Overall Morningstar Rating for a fund is derived from a weighted-average of the performance figures associated with its three- five- and ten-year if applicable Morningstar Rating metrics.

Past performance does not guarantee future results.

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For each fund with at Frank talk blog a three-year history, Morningstar calculates a Morningstar Rating? Each share class is counted as a fraction of one fund within this scale and rated separately, which may tal, slight variations in the distribution percentages.

Each of the mutual funds or services referred to in the U.

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